My State Farm insurance quote

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JonTheChron
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Re: My State Farm insurance quote

Post by JonTheChron » Fri Jan 05, 2018 2:08 am


JonTheChron wrote:
Fri Jan 05, 2018 2:04 am
UFO wrote:
Fri Jan 05, 2018 2:00 am
cOoTeR wrote:
Fri Jan 05, 2018 1:14 am
Looks like they quoted you for a ZX1000. The sport touring ninja. I don't think that quote will be accurate since the zx1000 cost $10,000 less, and probably has better rating groups.
The ZX1000 is the ZX10R. The Z1000 is the Ninja 1000.

The quote even lists "ZX1000 SUPSP" (supersport)
No. I own a 2011 Ninja 1000 and I assure you it is listed as a ZX1000
As a matter of fact, it is well known across the Ninja 1000 forums that when the bike was first released, many owners (including myself) were having issues insuring the motorcycle as a sport-touring bike as the prefix ZX1000 lead the insurers to believe the bike was a SuperSport.. there was alot on confusion with the ZX-10R
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Re: My State Farm insurance quote

Post by UFO » Fri Jan 05, 2018 2:38 am


JonTheChron wrote:
Fri Jan 05, 2018 2:08 am
JonTheChron wrote:
Fri Jan 05, 2018 2:04 am
UFO wrote:
Fri Jan 05, 2018 2:00 am
cOoTeR wrote:
Fri Jan 05, 2018 1:14 am
Looks like they quoted you for a ZX1000. The sport touring ninja. I don't think that quote will be accurate since the zx1000 cost $10,000 less, and probably has better rating groups.
The ZX1000 is the ZX10R. The Z1000 is the Ninja 1000.

The quote even lists "ZX1000 SUPSP" (supersport)
No. I own a 2011 Ninja 1000 and I assure you it is listed as a ZX1000
As a matter of fact, it is well known across the Ninja 1000 forums that when the bike was first released, many owners (including myself) were having issues insuring the motorcycle as a sport-touring bike as the prefix ZX1000 lead the insurers to believe the bike was a SuperSport.. there was alot on confusion with the ZX-10R
She admitted they don't have much info on 2018s. But having been a customer of State Farm for almost 20 years, $57/month seems about in line with what I would expect. We'll know in a month or two. :D
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Re: My State Farm insurance quote

Post by cOoTeR » Fri Jan 05, 2018 3:56 am


My 2012 zx10r vehicle description for state farm is listed as ZX1000 J super sport. The letter designation after the zx1000 is what I believe affects the cost the most for state farm. ZX = ninja line and 1000 = engine size and the letter equals specific model info. Your quote missing the letter designation leads me to believe that the quote is for a basic Ninja 1000.

They, state farm have mis quoted me on 3 of the last 4 motorcycles I've insured through them as well. I called them up and given them the vin before buying my old 2008 kx450r supermoto, my 2012 ZX10-R and my 2005 crf450x supermoto. Each time they gave me a quote then I'd buy the bike make the first payment to get the policy started and a few weeks later I'd get a letter saying I had to pay almost 2 times more than I was quoted. I had already bought the bikes and was stuck needing insurance so the first 2 times it happened I tried to complain and they claimed there was an error in the system. The third time it happened I told them it was BS and I wasnt paying more because they lied to me on the quote for the 3rd vehicle in a row. They originally quoted me $43 For the year on my crf450x supermoto so I had paid it in full for the year. Then a couple weeks later I got a letter saying I owed $54 on my insurance policy for the crf450x and I had to pay it or they were going to report that I didn't have insurance to the DMV. They said they weren't going to insure me for the quoted price so I told them I was going to contact a lawyer about them changing their prices after everything was agreed on as that 3 times in a row of it happening is not a system error. Then they told me they had been entering the quotes in wrong on their end accidently and the error was being caught by the state farm company who would adjust the rates but they weren't being told they were doing it wrong. They decided to honor the original quote but told me it was only going to be good for the first year and they would have to go with the higher rate the second year. Then when I bought my concours I told them if there ends up being a difference I was calling a lawyer and pulling all my policies from them and going else where even if it costs more money. The quote ended up being a couple dollars higher than what I actually paid.
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Re: My State Farm insurance quote

Post by Ninja H2SX » Fri Jan 05, 2018 4:25 am


JonTheChron wrote:
Fri Jan 05, 2018 2:03 am
Ninja H2SX wrote:
Thu Jan 04, 2018 9:36 pm
There are a few new SXs listed on Cycle Trader with a real VIN. Why not use one of those VINs with an insurance quote and see it that gives a more accurate answer.

As a reference, I'm paying ~33/month with State Farm for my 2016 Yamaha XSR900. Also multi-vehicle and house like UFO, so I get a price break. $50 deductive Comprehensive & $500 deductible Collision. But it's only 115 HP and new cost of ~$10,000.

So fifty something bucks a month for a new SX might be about the lowest you might find out there. The high value of the SX does play a role in the insurance premium too.
Could you post a link to the few H2SX you have found on Cycle Trader? I can't seem to find any actually in stock..
They show a VIN, but not sure if it's real or not. Use it to get a quote and see what the insurance companies system shows the VIN for.

There are two SXs and two SX SEs. First two show a VIN, second two don't.

https://www.cycletrader.com/Kawasaki-Mo ... 000&page=1&
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Re: My State Farm insurance quote

Post by JonTheChron » Fri Jan 05, 2018 5:33 am


Ninja H2SX wrote:
Fri Jan 05, 2018 4:25 am
JonTheChron wrote:
Fri Jan 05, 2018 2:03 am
Ninja H2SX wrote:
Thu Jan 04, 2018 9:36 pm
There are a few new SXs listed on Cycle Trader with a real VIN. Why not use one of those VINs with an insurance quote and see it that gives a more accurate answer.

As a reference, I'm paying ~33/month with State Farm for my 2016 Yamaha XSR900. Also multi-vehicle and house like UFO, so I get a price break. $50 deductive Comprehensive & $500 deductible Collision. But it's only 115 HP and new cost of ~$10,000.

So fifty something bucks a month for a new SX might be about the lowest you might find out there. The high value of the SX does play a role in the insurance premium too.
Could you post a link to the few H2SX you have found on Cycle Trader? I can't seem to find any actually in stock..
They show a VIN, but not sure if it's real or not. Use it to get a quote and see what the insurance companies system shows the VIN for.

There are two SXs and two SX SEs. First two show a VIN, second two don't.

https://www.cycletrader.com/Kawasaki-Mo ... 000&page=1&
I triedout the VIN from cycle trader onto the DMVs website and it brings up a ZX10RR.. I like how my fake VIN brings us closer to the actual bike than theirs.. lol
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Re: My State Farm insurance quote

Post by Ninja H2SX » Fri Jan 05, 2018 6:06 am


JonTheChron wrote:
Fri Jan 05, 2018 5:33 am
I triedout the VIN from cycle trader onto the DMVs website and it brings up a ZX10RR.. I like how my fake VIN brings us closer to the actual bike than theirs.. lol
Maybe the DMVs system isn't up to date either. It would be interesting to see what an insurance companies system says that VIN is for. Or the dude at the dealership just used a VIN of a bike sitting on the floor in his H2 SX ad. :doh:

The guy did say in his ad that he'd take 2% off the price if paid in green cash ... that's $440 off. Better than a kick in the balls I guess. :D
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Re: My State Farm insurance quote

Post by cOoTeR » Fri Jan 05, 2018 7:18 am


Ninja H2SX wrote:
Fri Jan 05, 2018 6:06 am
JonTheChron wrote:
Fri Jan 05, 2018 5:33 am
I triedout the VIN from cycle trader onto the DMVs website and it brings up a ZX10RR.. I like how my fake VIN brings us closer to the actual bike than theirs.. lol
Maybe the DMVs system isn't up to date either. It would be interesting to see what an insurance companies system says that VIN is for. Or the dude at the dealership just used a VIN of a bike sitting on the floor in his H2 SX ad. :doh:

The guy did say in his ad that he'd take 2% off the price if paid in green cash ... that's $440 off. Better than a kick in the balls I guess. :D
The VINs I found on Cycletrader were JKAZXCZ14HA000389 for the SX and JKAZXCZ14HA000390 for the SX SE. The 10th digit of a vin is for the model year H Is for 2017 vehicles so it cant be an actual VIN for a 2018 vehicle. It looks like these VINs are for 10RRs. I'd say they used a made up VIN based off a bike on their floor especially since the they are identical except for the last 2 digits.
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Stock with airfilter 164whp 84ft.lbs
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Full vandemon exhaust with tune 221whp 99ft.lbs
On Race Fuel 233whp 103ft.lbs

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Re: My State Farm insurance quote

Post by JonTheChron » Fri Jan 05, 2018 7:58 am


I don't believe that in this day in time anyone has received a production H2SX.. how about we look again by the end of the month
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Re: My State Farm insurance quote

Post by cOoTeR » Fri Jan 05, 2018 8:08 am


JonTheChron wrote:
Fri Jan 05, 2018 7:58 am
I don't believe that in this day in time anyone has received a production H2SX.. how about we look again by the end of the month
Hopefully Ill be able to find the VIN for an SX SE by looking in my garage by then. :D
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Stock with airfilter 164whp 84ft.lbs
De-restricted + tuned 213whp 97ft.lbs
Full vandemon exhaust with tune 221whp 99ft.lbs
On Race Fuel 233whp 103ft.lbs

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Re: My State Farm insurance quote

Post by kman0066 » Fri Jan 05, 2018 2:20 pm


Geico has the SX and SE listed out as separate models...although their rate quote on it for me is completely absurd.
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