Insurances

[stk0308]

Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.

[Ninja H2SX]

Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.

That's a huge difference ... probably because the word "supercharger" was used?

[Thunderdawg]

I have vehicles, house and personal property insured with USAA. In AZ, USAA will not insure a new (to them) motorcycle, so they have an arrangement with Progressive. My first attempt at a quote from Progressive was $1886/yr for 100/300/50 coverage on an H2 SX SE. I later asked again having the H2 SX SE model number but not the complete VIN and the quote went down to either $719 or $768/yr. On my current '04 Sprint ST, I am paying $587/yr. I think there is a problem with the H2 SX and the insurance companies right now in that they don't have much info on what this model is and how to classify it from a risk standpoint. Who knows what will happen in a month or two?

[stk0308]

Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.

That's a huge difference ... probably because the word "supercharger" was used?

I don't know how she put it in. I did not mention the supercharger. I also didn't stress that it's a sport tourer, though. I called from work, so I was a bit rushed.

[stk0308]

I have vehicles, house and personal property insured with USAA. In AZ, USAA will not insure a new (to them) motorcycle, so they have an arrangement with Progressive. My first attempt at a quote from Progressive was $1886/yr for 100/300/50 coverage on an H2 SX SE. I later asked again having the H2 SX SE model number but not the complete VIN and the quote went down to either $719 or $768/yr. On my current '04 Sprint ST, I am paying $587/yr. I think there is a problem with the H2 SX and the insurance companies right now in that they don't have much info on what this model is and how to classify it from a risk standpoint. Who knows what will happen in a month or two?

I'd be more agreeable to that $700 area. And I'm with you on they really don't "know" what the bike is. They're just guessing right now.