Insurances
- stk0308
- Accelerating

- Posts: 214
- Joined: Wed Feb 14, 2018 7:37 pm
- Location: St Louis
- Bike(s): '01 YZ426f, '20 Tiger 900 Rally, '16 Street Triple R, '18 H2 SX SE
- x 22
- x 6
Re: Insurances
Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.
0 x
Motorcycling is not, of itself, inherently dangerous. It is, however, extremely unforgiving of inattention, ignorance, incompetence, or stupidity
- Ninja H2SX
- Accelerating

- Posts: 112
- Joined: Sat Dec 02, 2017 10:48 pm
- Location: WA State
- x 1
Re: Insurances
That's a huge difference ... probably because the word "supercharger" was used?stk0308 wrote: Mon Mar 05, 2018 10:23 pm Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.
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- Thunderdawg
- Supercharged!

- Posts: 311
- Joined: Fri Feb 16, 2018 2:05 am
- Location: Central AZ
- Bike(s): 2018 Ninja H2 SX SE
- x 46
- x 6
Re: Insurances
I have vehicles, house and personal property insured with USAA. In AZ, USAA will not insure a new (to them) motorcycle, so they have an arrangement with Progressive. My first attempt at a quote from Progressive was $1886/yr for 100/300/50 coverage on an H2 SX SE. I later asked again having the H2 SX SE model number but not the complete VIN and the quote went down to either $719 or $768/yr. On my current '04 Sprint ST, I am paying $587/yr. I think there is a problem with the H2 SX and the insurance companies right now in that they don't have much info on what this model is and how to classify it from a risk standpoint. Who knows what will happen in a month or two?
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Vcyclenut: ZX-10 header, Lextek midpipe and can, Sprint P08 F1-85 air filter, PAIR valve block off plates, ECU flash, Woodcraft frame slider
Evotech radiator guard
Ohlins SD-021 steering damper & Bryan468 mounts, CL front brake pads
- stk0308
- Accelerating

- Posts: 214
- Joined: Wed Feb 14, 2018 7:37 pm
- Location: St Louis
- Bike(s): '01 YZ426f, '20 Tiger 900 Rally, '16 Street Triple R, '18 H2 SX SE
- x 22
- x 6
Re: Insurances
I don't know how she put it in. I did not mention the supercharger. I also didn't stress that it's a sport tourer, though. I called from work, so I was a bit rushed.Ninja H2SX wrote: Tue Mar 06, 2018 1:07 amThat's a huge difference ... probably because the word "supercharger" was used?stk0308 wrote: Mon Mar 05, 2018 10:23 pm Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.
0 x
Motorcycling is not, of itself, inherently dangerous. It is, however, extremely unforgiving of inattention, ignorance, incompetence, or stupidity
- stk0308
- Accelerating

- Posts: 214
- Joined: Wed Feb 14, 2018 7:37 pm
- Location: St Louis
- Bike(s): '01 YZ426f, '20 Tiger 900 Rally, '16 Street Triple R, '18 H2 SX SE
- x 22
- x 6
Re: Insurances
I'd be more agreeable to that $700 area. And I'm with you on they really don't "know" what the bike is. They're just guessing right now.Thunderdawg wrote: Tue Mar 06, 2018 1:33 am I have vehicles, house and personal property insured with USAA. In AZ, USAA will not insure a new (to them) motorcycle, so they have an arrangement with Progressive. My first attempt at a quote from Progressive was $1886/yr for 100/300/50 coverage on an H2 SX SE. I later asked again having the H2 SX SE model number but not the complete VIN and the quote went down to either $719 or $768/yr. On my current '04 Sprint ST, I am paying $587/yr. I think there is a problem with the H2 SX and the insurance companies right now in that they don't have much info on what this model is and how to classify it from a risk standpoint. Who knows what will happen in a month or two?
0 x
Motorcycling is not, of itself, inherently dangerous. It is, however, extremely unforgiving of inattention, ignorance, incompetence, or stupidity
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