Insurances

For general chat about the Kawasaki H2SX (SE). One Wheel Drive forum for all other bike talk.
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stk0308
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Re: Insurances

Post by stk0308 » Mon Mar 05, 2018 10:23 pm


Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.
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Motorcycling is not, of itself, inherently dangerous. It is, however, extremely unforgiving of inattention, ignorance, incompetence, or stupidity

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Ninja H2SX
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Re: Insurances

Post by Ninja H2SX » Tue Mar 06, 2018 1:07 am


stk0308 wrote:
Mon Mar 05, 2018 10:23 pm
Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.
That's a huge difference ... probably because the word "supercharger" was used?
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Thunderdawg
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Re: Insurances

Post by Thunderdawg » Tue Mar 06, 2018 1:33 am


I have vehicles, house and personal property insured with USAA. In AZ, USAA will not insure a new (to them) motorcycle, so they have an arrangement with Progressive. My first attempt at a quote from Progressive was $1886/yr for 100/300/50 coverage on an H2 SX SE. I later asked again having the H2 SX SE model number but not the complete VIN and the quote went down to either $719 or $768/yr. On my current '04 Sprint ST, I am paying $587/yr. I think there is a problem with the H2 SX and the insurance companies right now in that they don't have much info on what this model is and how to classify it from a risk standpoint. Who knows what will happen in a month or two?
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stk0308
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Bike(s): '01 YZ426f, '08 Sprint ST, '16 Street Triple R, '18 H2 SX SE
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Re: Insurances

Post by stk0308 » Tue Mar 06, 2018 4:16 am


Ninja H2SX wrote:
Tue Mar 06, 2018 1:07 am
stk0308 wrote:
Mon Mar 05, 2018 10:23 pm
Just had my insurance agent check. I'll need to try again once I get a VIN #, if I really get serious about this. SafeCo didn't know the bike model yet so they went generic 1000cc and sportbike. Full coverage, and a little bump up in certain liablilies. 44 years old, excellent credit rating. 2 other bikes insured with them....$1502 a year. By comparison, the '16 Street Triple R, is $430, and the '08 Sprint ST is $227. Yesh.
That's a huge difference ... probably because the word "supercharger" was used?
I don't know how she put it in. I did not mention the supercharger. I also didn't stress that it's a sport tourer, though. I called from work, so I was a bit rushed.
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Motorcycling is not, of itself, inherently dangerous. It is, however, extremely unforgiving of inattention, ignorance, incompetence, or stupidity

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stk0308
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Posts: 196
Joined: Feb 14th, 2018
Location: St Louis
Bike(s): '01 YZ426f, '08 Sprint ST, '16 Street Triple R, '18 H2 SX SE
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x 75

Re: Insurances

Post by stk0308 » Tue Mar 06, 2018 4:17 am


Thunderdawg wrote:
Tue Mar 06, 2018 1:33 am
I have vehicles, house and personal property insured with USAA. In AZ, USAA will not insure a new (to them) motorcycle, so they have an arrangement with Progressive. My first attempt at a quote from Progressive was $1886/yr for 100/300/50 coverage on an H2 SX SE. I later asked again having the H2 SX SE model number but not the complete VIN and the quote went down to either $719 or $768/yr. On my current '04 Sprint ST, I am paying $587/yr. I think there is a problem with the H2 SX and the insurance companies right now in that they don't have much info on what this model is and how to classify it from a risk standpoint. Who knows what will happen in a month or two?
I'd be more agreeable to that $700 area. And I'm with you on they really don't "know" what the bike is. They're just guessing right now.
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Motorcycling is not, of itself, inherently dangerous. It is, however, extremely unforgiving of inattention, ignorance, incompetence, or stupidity

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